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\u200bThe Motability scheme is designed to help disabled people get more mobile, and we've picked the best cars on Motability in six categories to help with your purchase decision.<\/p>\n
Choosing a car can be a real struggle, whatever your circumstances. Cost is a huge factor, while any physical limitations or mobility issues you may have will add an extra dimension to the challenge of finding a suitable model. On balance though, the freedom that a car can bring can make a life-changing difference, and that\u2019s where Motability comes in.<\/p>\n
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Best car leasing deals 2023<\/li>\n<\/ul>\nThis scheme enables disabled people, their families or carers to\u00a0lease a new vehicle at a discounted rate, and if special controls or access modifications are needed, these are available, too. On this page we\u2019ve picked the best cars currently available on Motability based on our experts\u2019 thorough testing of each model and the kind of\u00a0deals that are currently available.<\/p>\n
Click the links below to find out our top\u00a0city cars,\u00a0superminis,\u00a0family hatchbacks,\u00a0MPVs and\u00a04x4s to lease on Motability\u2026<\/p>\n
The basis of Motability is that the low-cost lease deals the scheme offers are financed by the higher rate mobility part of a recipient\u2019s Disability Living Allowance (DLA), or by a Personal Independence Payment (PIP).\u00a0<\/p>\n
Funding for people living in Scotland differs slightly to the rest of the country. The DLA has been replaced with the Child Disability Payment (CDP) which covers children aged from 3 to 18 years old. PIP has also been replaced with the Adult Disability Payment (ADP), this applies to those aged between 16 years old and the state pension age.<\/p>\n
People receiving a War Pensioners\u2019 Mobility Supplement (WPMS) or the Armed Forces Independence Payment (AFIP) can lease a car via Motability, too.<\/p>\n
As well as offering cars at a discounted rate, Motability provides adapted cars to make them easier to drive, and also leases scooters and wheelchairs. This is all done on a \u2018not for profit\u2019 basis, as Motability is part of the charitable sector. That means the prices of Motability's lease deals are generally competitive, especially as they also include insurance, servicing and a high annual mileage limit of 20,000 miles. As a result, Motability currently has more than 700,000 customers using its scheme.<\/p>\n
Drivers who are eligible for the Motability scheme are nonetheless advised to double check that the regular\u00a0PCP deals offered by mainstream dealers haven't overtaken the Motability deals, as they could be even more attractive, especially for low mileage drivers. However, if you haven\u2019t built up a credit history, then Motability is often the only choice available.<\/p>\n
In general, Motability prices fall into three categories. First there are cars with lease costs below your monthly allowance. Sign a lease on one of these, and your payments will be split \u2013 the lease cost going direct to Motability, and the rest coming to you. Then you have the cars which cost exactly the same to lease as your allowance, so you still have nothing extra to pay, but don\u2019t see any of the cash either.<\/p>\n
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Car finance explained: a simple guide to paying for your new car<\/li>\n<\/ul>\nBoth of these categories are referred to as \u2018nil advance payment\u2019 or \u2018nil deposit\u2019 cars. The third category is for more expensive vehicles, where you make a single advance payment to Motability Operations \u2013 the company set up to administer the scheme \u2013 which covers the difference between your allowance and the actual lease cost. Like a normal Personal Contract Hire lease, you\u2019ll need to pay the advance payment every time you order a new car.<\/p>\n
Now that's covered, the fun part is picking the Motability car that\u2019s right for you. You\u2019ll probably start your Motability car search online, and while the charity\u2019s own website provides a comprehensive Motability price list covering roughly 2,000 cars, it\u2019s light on advice as to which cars are the best performers in their categories, and that's where we come in.<\/p>\n
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There is more variety than you might expect on the Mobility scheme, too, with everything from compact city cars to full-size family SUVs making an appearance. There\u2019s plenty of choice when it comes to fuel, too, with combustion, hybrid and fully-electric cars all up for grabs. Many of these cars are even Auto Express New Car Award winners.<\/p>\n
For our list of the best cars to choose on Motability, we've picked some of the top models in each class, so you\u2019ll know which ones to target for those all-important test drives.<\/p>\n