New caravan rule changes ‘might affect’ drivers car insurance policies, warns DVSA

RAC shares their guide to towing a caravan

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The DVSA is looking into amending the rules to allow car drivers to tow heavy trailers and caravans without the need for an additional test. However, in the latest consultation into new rule changes, the DVSA has asked car insurance firms to look at how the new rules may affect drivers.

The DVSA said they were “interested to hear” from insurance companies on how the new proposals may affect policies.

They want to know how this “might affect their ability to offer cover” and whether the changes would have ”implications” for drivers.

The DfT said: “​​We would be interested to hear the views from the insurance industry on how this might affect their ability to offer cover and any implications for costs for policies.

“Are insurers likely to refuse cover if a driver has not passed at test?”

As part of the consultation questions into the trailer rule changes, the DfT asks whether stakeholders consider there to be “any implications” for the insurance industry.

They then ask respondents to provide supporting evidence that will be used to make decisions.

The DVSA said the changes “would not necessarily ensure road safety standards are maintained” which could have a knock-on effect.

They said: “If the test requirement were to be removed, we would continue to encourage drivers to obtain professional training before first towing a car and trailer combination.

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“However, we recognise we would not be able to mandate that requirement so it would not necessarily ensure road safety standards were maintained or that there would be an economically viable level of work for some trainers.”

The new proposals are being considered to help free up examiner capacity to help tackle the massive backlog of driving tests.

The DVSA currently conducts over 30,000 B+E car and trailer tests a year.

The DVSA also added there has been increased capacity as a result of the pandemic.

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