Learner drivers could be issued penalty points and a driving ban for simple mistakes

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Learner drivers could be issued the penalties for travelling with incorrect insurance or not having the correct and legal supervision while they are behind the wheel. Even practising in a car park could also be illegal despite many learners using them to practice parking manoeuvres.

However, insurance is the main concern if drivers are practising in private cars.

Driving schools have all the insurance needed to allow learner drivers to use the cars without hassle, although many parents may not have this level of cover.

Drivers will need special learner driver insurance to make sure they’re covered in the event of an accident.

Alternatively, road users can simply add a learner to a policy but this risks affecting the driver’s no claims bonus in the event of a shunt.

Drivers without valid insurance are likely to be issued an unlimited fine and up to eight penalty points for the offence.

It is possible a driving ban could also be considered under some circumstances.

Gunnar Peters, CEO at Veygo said it was “vital” learner drivers stayed within the law when practising.

He said: “If you’re practising in your own car, you’ll need special learner-driver insurance which offers flexible and short-term options.

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“If you’re using a friend or family members car, they could also add you as a named driver, although this could affect your insurance and no claims bonus if they need to make a claim.”

He added: “It’s vital both learners and those supervising them stay within the rules when practising privately to avoid getting caught out.”

Car parks are obvious hotspots for learner drivers as they are considered quiet spaces and private land where traditional road rules do not apply.

However, Mr Peters said it was crucial road users made sure they still had the correct level of insurance in place before they used them.

Mr Peters said it would still be “illegal” to use a car park for driving if the correct level of insurance was not in place.

He said: “Many will also default to heading to quiet car parks to practice, however, make sure you are fully insured to do so as otherwise, it is illegal.

“Supermarkets and owners of private car parks may have their own concerns too, so it’s always best to check first if you can.”

Anyone can supervise learner drivers behind the wheel as long as they are at least 21 years old.

The driver must also have held a full licence for at least three years and be fully qualified to drive the vehicle they are supervising in.

Learner drivers can receive a penalty of £1,000 and six penalty points on their provisional licence if they drive without the right level of supervision.

Those supervising must also be aware at all times to ensure appropriate steps are taken in the event of an emergency.

Mr Peters said: “Supervisors must ensure they don’t use their phone while in the car with a learner, and you should also avoid heading out on motorways too.”

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