Drivers could be ‘done out of thousands of pounds’ under new 2021 driving law

John Bishop given lift by police after car crash

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The new system came into effect in May and was designed to cut the fraudulent amount of road accident claims sent to insurance firms. Under the new rules, drivers can make their own claims from any personal injury sustained in a road crash as long as the value is worth under £5,000.

The system was designed so claimants can settle their own affairs without the need for lawyers.

But, it also means the majority of claims will be processed through this option which could prevent drivers receiving higher payouts.

Medical evidence will also need to be submitted as part of a successful application.

Russell Atkinson, Chairman of injury claims experts Call Brian said compensation is “lower” for genuine claimants under the new rules.

He also warned drivers are likely to “incorrectly assess” the extent of their injuries if they need to do this themselves.

This is likely to leave drivers claiming for less than they should be entitled to for accidents.

He said: “Ninety percent of accidents fall under the new process, but by return, compensation values will be lower.

“The Government introduced this new process to ween out the fraudsters looking for an easy payday, and rightly so.

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“But I would argue that this has now come at the cost of genuine claimants.

“If a motorist has incorrectly assessed the extent of his or her injuries, which is highly likely given the lack of assistance or clarity given with the new portal, then they could be done out of thousands of pounds.”

According to Robert Gerrard Insurance, the level of compensation drivers can claim after a car crash is likely influenced by the length of time the pain lasted.

Drivers whose symptoms lasted up to three months are likely to receive £240 in compensation.

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